There are winter hats - here at least - that are are made big enough to cover big hair do's. It looks as though there is someone wearing a white hat and shawl - note that it falls to the left right onto the seat and that for some reason the sun and the whites in the church are doing something to the film. There is also something square to the lower left of the ghost figure, can't make out what it is, but possibly not what you would expect a ghost to be carrying around. Also, church is not my specialty, but there are only two pews? If more, it's a little strange that someone chose to sit right behind or in front of someone else? I suspect it's a lovely old building, the flooring is great. Has there already been a serious examination of this photo, which has been around for a while?