Or maybe it's a combination of both ideas...as to why they fail or succeed?
I suspect the first ever capitalist was an ancestral human - possibly Habilis, Erectus or maybe even a Neanderthal, who napped some particularly good flints and managed to trade them for something he really wanted - animal skins, food, sexual favours or whatever.
I can imagine him walking back to his cave and thinking "Heh heh! Sorted! People seem to value my goods, so I'll make some more tomorrow and see what I can get for them."
This hypothetical primordial entrepreneur I've imagined was obviously aeons before the Jewish people existed as an ethnic group. Jewish people though, throughout the ages, have been perceived as being particularly intelligent, shrewd, clever and skilled at making stuff.
Hence their success provoked jealousy, leading to persecution.