I'd love to
@Mrs Migs!
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I'd say this is referring to partnerships/families, it could be your actual family or it could be work i.e. work family. It's saying that although things are happy and rosy and fulfilling right now, there's a situation occurring or will occur this year that will be very trying, and you must have patience, be a good listener but keep your hands off as it's out of your control. It will resolve itself and the truth will be revealed.
I then chose another 2 cards, to give you the pros and cons of retiring early
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Pro: Six of Swords (reversed) This card is saying you have a decision to make, but you're unsure if you can "let go" so in terms of retiring early, you're looking at the decision in terms of limitations, try looking at it in terms of the benefits you'll get from retiring early and see if that helps you to reach a decision you're happy with.
Con: The Empress (reversed) Feeling uninspired, sluggish, disconnected, unappreciated. Looking at this intuitively, I get a sense that if you decide to keep working, the thought of being retired will dog your footsteps. I can't tell you whether or not to retire early, but the cards appear to be saying you'll lose your motivation and enthusiasm to work.